The idea of buying Real Estate Owned (REO) sub-prime mortgages from the U.S., U.K. and European banking system began just before President Obama was elected. After the election the effort began to pick up more energy and enthusiasm. Many well-known personalities in business also believed that this debt should be resolved privately and where necessary; return it to America where it was created.

Before you begin to thinking that the idea was completely altruistic, the investors' had declared that it would still meet all of the basic and fundamental tenants of business. The prime mover that allowed them to secure large private commitments came with the realization that any upward movement in the market would reap a corresponding reward.

Any historian will tell you that the U.S. real estate market always comes back. The dynamics and the basic economic law of supply and demand determine that it will rebound. This will happen in the U.S. and globally. Investors' know that once this toxic debt works its way through and then out of the banking system, banks will once again begin lending and investing in their respective economies.

Our challenge at C4 is to meet with "C" level banking and business executives that have the authority to sell this paper to us. Our program and methodology is straightforward. First, let's find out what the problem is and second, discuss how we might be helpful via the solution we offer (purchasing your U.S. sub-prime mortgage paper). Once we establish those two issues and agree, then we'll provide the institution with an L.O.I. and with their response comes the ability to secure proof of funds.

We have worked to ensure that the process associated with the acquisition is simple from beginning to end. Our process ensures confidentiality and underlies our premise: Can We Be Helpful? Details of the specific buyer and proof of funds is provided before any arrangements are confirmed but only after C4 has been able to discuss and determine that we can actually help and have an estimate of the value of debt available.

Residential and Commercial

C4 has developed plans for the acquisition of both residential and commercial for our clients, C4 and our "Program of change for America™." In this scenario, C4 will acquire property via non-performing notes and then use a process we pioneered called a "Structured Purchase Lease™" to provide homes, jobs and equity in America to a large underserved section of our population. The great thing is that this can be done in America and abroad.

We're all about helping people. As a company we've pledged 95% of all fees earned in America back to this program. We don't want to rely on government or further burden an already strained system. No, we believe that this program, a private equity based investment program will achieve changes needed for tens of thousands of people in America. For more information, please view our video a Program of Change for America™.